VEHICLES:

2010- 2009                       4.99%* APR

USED VEHICLES:

2009- 2008                      5.49%* APR

2007- 2006                      5.99%* APR

2005- 2004                      6.49%* APR

2003- 2002                      6.99%* APR

Stop into one of our offices or give us a call to find out more details!  Toll free (800) 428-7265

*Rates apply to qualified members

*Existing Credit Union loans are excluded

Motorcycles

                 2010 - 2009                 6.99% APR


       Used  2009 - 2008                7.49% APR    

                 2007 - 2006                 7.99% APR

                 2005 - 2004                 8.49% APR

                 2003 - 2002                 8.99% APR

Unsecured

                Up to 3 year term 12.75% APR

                  3 to 4 year term 13.25% APR

                  4 to 5 year term 13.75% APR

Share Secured

                        Up to 5 years 4.99% APR

                        Add 1/2% for longer term

Share Certificate Secured

                        Currently 4.99% APR

Title Secured

                    10.5% APR

Open-End Signature Line of Credit

                    36 month terms 12.5% APR

Mobile Home

            80% of appraised or sales price

                    (Whichever is less)

            13% APR up to 10 years

                    (7 years old or newer)

Home Equity

                     Up to 5 years - 5.50% APR

                      6 to 10 years - 6.00% APR

                    11 to 15 years - 6.50% APR

                       fees approximately $380

Open-End Home Equity

                     Currently 7.00% APR

                                  GAP (Guaranteed Auto Protection)

Will your insurance pay off your loan if your car is totaled? Guaranteed Auto Protection will cover the difference between your loan/lease payoff and your primary insurance company settlement. We are pleased to offer our members this protection, for a one time fee of $225. Your loan/lease balance will be paid in full, including the portion caused by your deductible, and you can move on to purchasing another vehicle. Many owners have chosen GAP, eliminates the out-of-pocket expense you would incur to pay off your loan/lease should your vehicle be stolen or totaled.


                                        APY = Annual Percentage Yield

                                        APR = Annual Percentage Rate

All rates effective January 4, 2010